Risk Transfer Advisors and Insurance and Reinsurance Brokerage

About Us

Leading brokers in the INSURANCE and REINSURANCE markets, focused on identifying the needs of each of our clients in order to offer them comprehensive, effective and innovative solutions.

Our group of professionals have vision and experience to provide a proactive service.

We provide local services at an international level, without imposing centralized solutions. We strive to satisfy specific needs according to the characteristics of our client’s individual business.
Our size gives us access to the entire spectrum of insurance markets.
As a BROKERSLINK affiliate we are part of a network of brokers, which allows us to serve our clients in more than 120 countries in the 5 continents

Business Areas

Non-Life Insurance

Property damage, machinery breakdown and business interruption
Third party liability
D&O / E&O and financial lines
Contractors Plant and Equipment/ Vehicles
Cargo / Transport
Stock through-put (STP)
Species
Personal Accident
Terrorism and political risks
Cyber – Crime
Aquaculture and agricultural insurance
Special protections

ENGINEERING INSURANCE

Construction / Erection all risk and ALOP
Construction Liability
Cargo / DSU
Personal accident
Equipment and machinery

GUARANTEE & CREDIT INSURANCE

Domestic and export credit insurance
Performance bonds
Construction bonds
Government Contract Guarantees
Private warehouse policy

CORPORATE ADVISORY SERVICES

Structuring of bidding processes
Risk engineering / Risk analysis
Finance party requirements/consultancy
Insurance program reviews/audits
Insurance Due Diligence

Our Aim

Is that our client is well insured. We strive to invest all the necessary time at the beginning of the relationship with the clients to establish a healthy long term relationship based on knowing the client, their exposure, business and main facilities.

RISK ANALYSIS

Know the customer
Understand their business
Identify critical / catastrophic risks in order to protect the company´s assets

Strategy

Seek a balance of limits, coverage, deductibles and premium
Relevant underwriting information
Strategy to address local and international markets

Management

Tenders
Negotiation
RSG advice
Program management
Claims management

INSURANCE

Our working philosophy at RSG Corredores de Seguros is to establish long term and trustworthy business relationships with our clients, by first carrying out a detailed risk analysis and being able to determine the most appropriate and comprehensive insurance program with respect to the real needs and risk exposures with the best insurers in the market. We understand that each client is different. Our team is key and includes professionals with knowledge and experience in different areas and lines of insurance to deliver the best solution in each case.

Corporate Clients

International clients, large national companies, engineering and concessions companies, financial insurances, among others.

Companies and Individuals

Comprehensive general insurance programs including physical property, liability, personal accident, fleet insurance, etc.

Engineering and Construction

Project and open cover insurance programs for engineering, construction and erection all risks, civil liability, contractors’ mobile equipment, personal accidents, among others.

Land Transportation - Commercial Fleets

Design of insurance programs for trucking clients and logistics operators. Identification of needs and creation of insurance models tailored to the characteristics of the transportation industry.

Life and Health

Group life and supplementary health insurance; travel assistance insurance, personal accident insurance, etc. Benefits administration, statistics and claims analysis. Our work process in the administration of group life, complementary health, catastrophic and dental insurance accounts includes the following:

Evaluation of current policy
User instructional sessions
Periodic meetings
Permanent communication

Credit and surety

Domestic credit and import insurance. Performance bond insurance, correct execution, correct advance payment, preferred capital, among others.

REINSURANCE

RSG Chile Corredores de Reaseguros S.A. places facultative and treaty reinsurance in the main reinsurance markets. Its clients include Chilean insurance companies and independent insurance brokers, providing not only technical and economic solutions to its clients, but also credibility and professional management of the information. It also advises companies on the structure of their reinsurance treaties through the modeling of their exposures. RSG Chile has a team which is recognized in the market for their technical skills, proactive attitude and long term relationship with clients.
The core of the business we place is conventional facultative reinsurance, negotiated with leading markets either directly or through specialized brokers. Lines include: – Engineering – CPE – Cargo and Stock Throughput – Liability – Terrorism and Political Risks – Fine Art – Hull and aquaculture risks.

Conventional Facultative

The basis of the business brokered is a series of underwriting facilities in various lines of business, negotiated with leading markets either directly or through specialized brokers, including: